Snap the bill.
Split it fairly.
Capture any receipt with a photo. Settlwise extracts every item, assigns who's in, and shows each person exactly what they owe.
For dinners, trips, tours, and shared homes.
1 · Capture
Receipt scanned
6 line items detected
Dinner mains61.50
Side dishes19.00
Dessert9.90
Service12.00
2 · Extract
Dinner bill
4 people
$126.40
Apartment stay
4 people
$420.00
Museum passes
2 people
$36.00
Harbor ride
3 people
$54.00
3 · Split
Ana
total share
$147.60
Maya
total share
$132.10
Chris
total share
$198.70
Leo
total share
$158.00
How it works
From receipt to balance in minutes.
Step 01
Capture
Snap a photo or upload any receipt. Settlwise reads every line item instantly — no manual entry.
Receipt scanned
6 items detected
Step 02
Extract
Items are structured automatically — names, amounts, and headcounts — ready for you to review.
Dinner bill
4 ppl
$126.40
Apartment stay
4 ppl
$420.00
Museum passes
2 ppl
$36.00
Step 03
Split
Each person sees their exact share. Costs only apply to the people who were actually involved.
The challenge
Shared costs get messy fast.
Some expenses apply to everyone. Others only to part of the group. Tracking it in chat is a chore.
The usual way
MessyWith Settlwise
ClearApartment
All 4 people
$420
Museum passes
2 people only
$36
Harbor ride
3 people only
$54
Ana
$147.60
Maya
$132.10
Chris
$198.70
Use cases
Built for every moment
groups share money.
Dinner with friends
Snap the bill. Settlwise splits instantly.
Dinner bill
4 people
$126.40
Service charge
split equally
$12.00
Weekend trip
Track stay, food, and transport together.
Group tour
Split activities only among those who joined.
Shared living
Keep recurring costs organized and visible.
Fair splitting
Costs go to the right people.
Every time.
No manual recalculation. Settlwise handles the logic so nothing gets misattributed.
Fair splitting
Each cost applies only to the right people
| Expense | Ana | Maya | Chris | Leo | Amount |
|---|---|---|---|---|---|
| Weekend apartment | $420 | ||||
| Dinner bill | $126 | ||||
| Museum passes | $36 | ||||
| Harbor ride | $54 | ||||
| Groceries | $62 |
Product preview
One workspace.
One source of truth.
Group workspace
All shared costs in one place
By category
Balances
Mobile
Your balance
$147.60
Trust
Built for clarity and calm.
Fintech-grade transparency. No bank links. No hidden fees.
Secure by design
Private shared-expense visibility without bank links or exposed data.
Transparent math
Every calculation stays visible and easy to verify.
Clear balances
Each person sees exactly what they owe — no chasing, no guessing.
Pricing
Simple, transparent pricing.
Start free. Upgrade when your group needs more.
Casual sharing
Free
A generous entry point for occasional bills, nights out, and smaller shared groups.
Start with the essentials and upgrade when you need more structure.
Join waitlistFrequent organizers
Pro
For people who manage multiple groups and want better reporting, automation, and control.
$5/mo monthly or $48/year
Request Pro accessCouples and shared homes
Household
Designed for ongoing shared living with co-organizers, recurring rules, and monthly visibility.
$12/mo monthly or $108/year
Request Household accessFAQ
Questions,
answered.
Everything you need to know before getting started.
Is Settlwise free to use?
Yes. The Free plan covers everyday shared expenses for smaller groups. Paid plans unlock unlimited history, exports, automation, and shared household controls.
How does bill splitting work?
You create a bill, choose participants, and decide how to split it. Settlwise calculates each share, updates balances, and keeps settlement status visible for the group.
Can participants edit bills?
By default, organizers control edits. Paid plans add co-organizer and approval settings for households and larger recurring groups.
Does Settlwise connect to bank accounts?
No. Settlwise helps you manage user-provided shared expense information. It is not a bank, wallet, or money-transfer service.
Is my financial data secure?
Settlwise uses standard safeguards such as encryption in transit, encryption at rest, and role-based access for the service environment.
Does it work on mobile?
Yes. The web experience is optimized for phones, tablets, and desktop so groups can stay in sync from anywhere.
Stop arguing over bills.
Let Settlwise handle it.
Join the waitlist and be first to try the smarter way to split shared expenses.